US growth modest: beige book

THE US economy picked up a little in most parts of the country in September and at the start of the month as Americans spent more, but the jobs market showed little improvement, suggesting a continued slow pace of growth ahead.

The Federal Reserve said this morning in its latest beige book, based on anecdotes collected from business contacts and economists spread across the nation, all of its 12 bank regions reported stronger economic activity compared to the central bank’s previous economic survey.

However, most Fed districts described the pace of growth as only “modest” or “slight”, with contacts generally noting a weaker or more uncertain outlook for companies.

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Sunday, October 30th, 2011 Financial News No Comments

Some banks to drop $5 debit card fee

The retail banking arm of JPMorgan Chase & Co. will stop charging $3-per-month fees for using debit cards when its current pilot in Wisconsin and Georgia is completed in November, a source with knowledge of the bank’s plans told The Associated Press. The individual asked not to be identified because the bank has not officially announced the program will not go forward.

Chase, which operates in 23 states, began its test in February.

And it’s not alone in rethinking its actions. Wells Fargo & Co. began a similar pilot in five states on Oct. 14, testing a flat $3 fee for using debit for purchases. On Friday it also announced that it is cancelling its test program.

Other banks already have more widespread fee policies. SunTrust Banks charges $5 a month for debit cards used to make purchases, and Regions Financial Corp.

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Tags: Debit Card, Fee

Friday, October 28th, 2011 Business Articles No Comments

Electronic medical records net rewards

Arizona hospitals and doctors have started reaping financial rewards for converting to electronic health records.

The state’s Medicaid program last week sent out $15.7 million in federal stimulus payments to nine Banner Health and three other hospitals that attested to using electronic health records.

It’s the first batch of payments sent to Arizona hospitals, which can reap larger payments next year if they demonstrate they have achieved “meaningful use” of electronic health records. The federal government evaluates meaningful use on 23 standards, such as compiling medication lists or providing patients with digital copies of their records.

Arizona’s doctors, nurse practitioners and other medical providers also are starting to collect payments for using electronic health records.

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Tags: Rewards

Monday, October 24th, 2011 Small Business No Comments

Wealth divide might ?stifle jobs

What if the trouble with inequality isn’t unfairness or envy — it’s the way it dampens job growth?

The idea is not limited to the protesters at Woodruff Park or Wall Street. Federal Reserve Governor Sarah Bloom Raskin, for example, said in a recent speech that inequality has a host of negative side-effects — from household finances to higher crime.

“This inequality is destabilizing and undermines the ability of the economy to grow sustainably and efficiently,” she told a forum sponsored by the liberal New America Foundation. “All of these forces drag down maximum economic growth.”

Some experts wonder if the trend is irreversible, but few question whether inequality has increased.

Government data — from Census Bureau to the IRS — show a much higher concentration of both income and wealth at the upper echelons. And the higher you

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Saturday, October 22nd, 2011 Small Business No Comments

Berlin-Paris Flap Delays Euro Bailout

This weekends European summit was supposed to produce an agreement that would avert financial doom for the eurozone, but it has failed before it even began. Nicolas Sarkozy and Angela Merkel have issued a joint statement admitting that it will be impossible to reach a deal this weekend and a second summit will have to be held on Wednesday, the Guardian reports. France and Germany are split on the size of the bailout vehicle needed, with France pushing for a bigger entity capable of doling out more than $2.75 trillion in loans to troubled European economies.

Sarkozy and Merkel said that despite their disagreement, the Wednesday summit will produce a “global and ambitious” solution to the European debt crisis.

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Tags: Delays Euro, Euro

Sunday, October 16th, 2011 Financial News No Comments

Wall St. to open higher ahead of euro summit

– Wall Street stocks were set to open higher on Friday ahead of a European Union debt-crisis summit on the weekend that could go some way in removing one of the biggest overhangs for markets and allow investors to focus on corporate results.

France and Germany said in a joint statement that European leaders would discuss a solution to the crisis on Sunday, but no decisions would be adopted before a second meeting to be held by Wednesday at the latest.

“Today will be all Europe, everything Europe,” said John Brady, senior vice president at MF Global in Chicago. “It is all about the summit this weekend.”

General Electric Co’s third-quarter earnings rose, meeting Wall Street’s estimate, with profit up at its jet engine, healthcare equipment and railroad locomotive units, as well as the hefty GE Capital finance arm.

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Tags: Open Higher, Summit, Wall St

Sunday, October 16th, 2011 Business Articles No Comments